Actually Arjay as I believe you ***had a job *** before retirement I assumed that the topic was intended to be humorous, so I replied accordingly.

However as it apparently isn't I will try to be less frivolous .
Lets forget the Thai attitude to displays of apparent wealth, it is after all , not very different from our own countrymen,something about keeping up with the Jones i believe .You know the thing about new cars , double glazing, continental holidays, even who has the deepest sun tan .I believe you ********************** were part of the very profession that actively encouraged it. How many times did I get a bank leaflet that showed me all the joyous goodies that could be mine with just my signature on the bottom of the application form ? So getting to the other points in your reply.
Before my retirement I lived a reasonable, financially comfortable, lifestyle. I worked hard , both at school and after to educate myself. That education and further hard work, enabled me to buy, within reason, most of the luxuries I wanted .
It also enabled me to accumulate a reasonable pension so that I could hopefully, maintain that life in retirement .( Well not everything works out as planned).I admit I like to wear nice clothes, drink good whiskey and yes, even wear expensive watches and jewelry. That is all for my pleasure. If you find that to be vulgar and ostentatious then that is your problem , not mine .I worked for it, not you .Perhaps my old Mother summed me up quite succinctly when I was just 16 and wanted to buy something , I really couldn't afford. She said," Your trouble son is , you have champagne tastes, but brown ale money!""She was right, so I immediately set out to rectify that.
You obviously don't realise your second post , in reply to mine. Puts you firmly up there with the Thai ladies you were complaining about .

Mod Note ****some personal information edited out*****