MALC wrote:from what i believe to be fact is if one is retired and ur thai wife has a national insurence no from uk she can claim 45 pounds every week paid into her bank account in thailand. ralph is well informed on this subject.
Not quite correct Malc. While you are still alive, providing your wife is not earning more than a certain amount each month YOU can claim a dependents allowance for her. She has no personal entitlement. The extra amount you get depends on your qualifying payments. If you have paid the full qualifying contributions you will get 52.60 extra per week , payable every 28days , into your account, not hers . For those on marriage visa ,this sum as it is yours not hers, can be added to your total pension to help you qualify for the 40k per month .The wifes permitted earnings vary each budget , so I am reluctant to give a figure but I can tell you its still possible to get some money if she is working. It is calculated on a sliding scale relative to her earnings .
After Death .She will get a one off funeral benefit of 2,000 pounds. If you have been receiving dependent relative benefit for her previously she will also get a widows pension in her own name, for my wife , presently about 300 pounds every 28 days , but this does vary as SERPS contributions are taken into account , but it shouldn't be less than the dependents allowance' This will be paid for life providing she doesn't remarry or have a live in partner .It can be paid into an account in Thailand , without charge .If you haven't qualified for receiving dependent relative benefit for her before your death , then no pension is payable after ..Now on top of this, for one year only. She will get a top up pension equivalent to your full pension, subject to her being at least 45 years on your death. Its on an age related sliding scale . So best to read the links I posted fully .Hope this helps .